Commercial Insurance Policies

Accidental Death and Dismemberment coverage for the participants of day care programs, cooperative preschools, sports camps, and Upward Bound programs sponsored by community colleges.
Athletic Insurance Program provides accidental death and dismemberment benefits for authorized participants of scheduled, college sponsored games and practices.
Student Injury and Sickness Insurance provides medical coverage for registered students taking 6 or more credit hours per quarter.
Aviation AD&D provides benefits to state employees who fly on state-owned aircraft or participate in policyholder student programs/activities sponsored, scheduled, and supervised by the policyholder.

Auto Physical Damage covers physical damage only to identified vehicles.
Auto Liability & Physical Damage covers physical damage to identified vehicles as well as liability.

Nancy Heyen (360) 902-7301

Excess Aviation Liability provides liability coverage including Passenger Liability for losses arising out of the operation of an aircraft and/or an airport.
Aviation Liability & Hull Insurance provides coverage for any kind of direct and accidental physical damage or loss to aircraft hull and coverage for bodily injury, personal injury and property damage liability.

Boiler and Machinery Insurance provides coverage for damage to boilers and/or equipment (used for the generation, transmission, or utilization of energy) resulting from mechanical breakdown and explosion.

Public Employees Blanket Bond covers loss sustained by the state due to any fraudulent or dishonest act or acts committed by any of the employees.
Public Officials Bond offers coverage for loss of money, or other personal property, sustained by the State of Washington as a result of a public official who fails to do his/her duties as such.
Safekeeping & Public Property Bond – indemnity agreement between DOT and US Army for the loan of military equipment.
Notary Bonds – between 500 and 600 notary bonds are purchased each year to enable state employees to serve as notary publics.

Money and Securities/Crime covers loss of money and/or securities, except loss due to any fraudulent, dishonest or criminal acts of an employee.

Betty Reed (360) 902-7304

Excess Liability policy protects the state’s self-insurance liability program for damages, in excess of $12.5 million, that the state is legally obligated to pay arising from personal injury, property damage, advertising injury, or errors and omissions to a third party.

Foreign Liability provides general liability and automobile liability coverage for the State of Washington while it is traveling in foreign countries.

Nancy Heyen (360) 902-7301

Master Marine Policy provides liability and hull & machinery coverage for vessels owned by the Department of Transportation Marine Division including terminal operations and docks.
Excess Marine Liability provides excess protection and indemnity and running down clause and pollution liability.
Marine Policy provides hull & machinery and liability coverage for watercraft over 26 feet in length and powered by more than 50 hp.

Nancy Heyen (360) 902-7301

Student Medical Malpractice provides professional liability for students while they are taking courses at a state f or college and fulfilling their practical or intern requirements.
Radiation Malpractice provides professional liability for students while they are taking courses at Renton Community College.

Nancy Heyen (360) 902-7301

Property Insurance offers all risk coverage of direct physical damage (including earthquake and flood) to scheduled electronic data processing equipment, contents and real property.
Property Insurance – Washington State Convention & Trade Center offers all risk coverage of direct physical damage (including earthquake and flood) to scheduled electronic data processing equipment, contents and real property specifically for the WSCTC. (excludes expansion project)

Special Risk provides liability coverage for special events with high risk activities.